Doug Blodick is a tremendous mortgage banker. His laid-back manner combines uniquely with his aggressive approach to customer service to form an individual who's not just a pleasure to deal with, but a who is a tremendous asset in terms of making this very complicated process become a breeze. Doug's knowledge of the field is very deep. Had it not been for him, I seriously doubt our refinance would have been possible. But thanks to Doug we were able to pay off an unfavorable second mortgage and switch out of a subprime mortgage into an FHA fixed rate loan with an interest rate learly two percentage points lower. Thank you, thank you Doug!! I highly recommend him to anybody.