Because I am not working and would need an asset based loan, I had assumed that with all I had heard about the tightening of loan requirements, that my exploratory call to Quicken Loans was in vain. How wrong I was! Quicken found me several options and I now have the lowest rate loan I have ever held. With a fixed rate 30-year loan I now have something firm in my investment life! From the first call to Quicken Loans to locking in a loan was one day, several phone calls, emails, and a fax. Each attempt by me to connect with my loan advisor was promptly returned and never with any pressure, just availability. Within 3 weeks of the start of the process, I had closed my loan without leaving home and with one stamp. Quicken Loans has had several new clients as a result of my positive experience.